HDFC Bank Personal Loan

Personal Loan at 10.99%*

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What is Personal Loan?

Personal Loan refers to that financial product that allows the individual to fulfill their any desire and wants you. And borrowers have to pay the rate of interest to the banks. HDFC Bank personal loan provides services to the customers in an online way and offline way as well. Apply online for HDFC Bank Personal Loan via magicloans.in

HDFC Bank is a reputed financial institution that it provides so many benefits to his customers. Bank has an extensive network all over India. You can make use of this amount of the money supplied by HDFC Personal Loan to complete your financial needs like:

  1. Children wedding
  2.  Medical Bills
  3. Education Fees
  4. Car services
  5. House renovation

What is the Eligibility Criteria for HDFC Bank Personal Loan?

A Personal Loan HDFC Bank has to fix the eligibility criteria for the applicants. It is based on the bank have to approve the request of the applicant regarding the loan requirement.

Following are the categories of applicants who can apply for a Personal Loan:

  1. Salaried
  2. Self-employed

Salaried Applicant:

  1. Minimum age requirements of the applicants should be 21 years and maximum up to 60 years.
  2. All the applicants have the work experience of the three years only then he can apply for a personal loan. And the amount of salary should be received in their accounts only.
  3. The individual should have excellent.
  4. Job location of the individual must be mentioned in the statement.
  5. The borrower should have minimum income in metropolitan city Rs. 18,000 and in non -metro city Rs. 12,000.

Self-employed Applicant:

  1. Minimum requirement of age applicant should be 25 years.
  2. The applicant applying for the HDFC personal Loan should have to file ITR for the last three years.
  3. If the applicant is a businessman, then the business should be running from the past three years.
  4. The credit score of the applicants should be perfect .there should not be any debt or dues left of the applicants.
  5. The annual income of an individual should be minimum of Rs 2.5 lakhs.
  6. The whole documentation process of the HDFC Bank Personal Loan HDFC is the applicant has to submit his financial and bank statements of the previous three months.

Documents Required

  1. Residence proof: The documents required for the residence proof includes (passport/ID card/ voter card/ aadhar card/ration/card/driving license). NOTE – If the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
  2. Self-employed: The applicant of which has applied personal Loan should have file ITR for the last three months, and his business should be registered in the records.
  3. Salaried applicants: The applicants have to submit his salary slip of last three months and bank statement of last six months.
  4. Identity proof: Documentation requires one among the following ( passport/ID card/ voter card/ aadhar card/ration/card/driving license) any one of them.
  5. Under KYC formality: Every applicant applying for Personal Loan has to submit his pan card, which is a necessary document.
  6. Two colored passport size photos: In this applicants should not wear any glasses.

What is the Interest Rate of HDFC Bank Personal Loan?

The Rates of interest provided by the HDFC Bank personal loan interest rate is quite affordable by every individual. It starts at 10.75 % per annum.

What is the maximum tenure of HDFC Bank Personal Loan?

  1. HDFC Personal Loan tenure  basically can be one year to 5 years.
  2. Pre-closure Charges – Personal Loan HDFC Bank applies some charges on the pre-closure of the Personal Loan. It is 4% of the outstanding balance.

What are the benefits of HDFC Personal Loan?

  1. First of all, it is effortlessly easy to apply for Personal Loan. You can get through HDFC Personal loan login within 2 minutes.
  2. After that, it is easily accessible. You can get an HDFC Personal loan status all over India.
  3. In addition to this, you can check your HDFC Personal Loan Status like interest rates, eligibility, EMI Calculator.
  4. Furthermore, if you are eligible your Loan gets approved on the within a day.

How to apply on magic loans.in?

  1. Search for magic loans.in on Google.
  2. First of all, a form will open up.
  3. After that, fill the way with the required information.
  4. Besides, you will get information furthermore from us.
  5. Moreover, you can call on 60011600 for more details.

Major Banks Giving Personal Loans

Allahabad Bank Personal Loan HSBC Bank Personal Loan
Andhra Bank Personal Loan ICICI Bank Personal Loan
Axis Bank Personal Loan IDBI Bank Personal Loan
Bajaj Finserv Personal Loan IDFC First Personal Loan
Bank of Baroda Personal Loan Indian Bank Personal Loan
Bank of India Personal Loan IndusInd Bank Personal Loan
Bank of Maharashtra Personal Loan Kotak Mahindra Bank Personal Loan
Canara Bank Personal Loan Muthoot Finance Personal Loan
Central Bank Personal Loan Punjab National Bank Personal Loan
Manappuram Personal Loan RBL Bank Personal Loan
Corporation Bank Personal Loan Standard Chartered Bank Personal Loan
Federal Bank Personal Loan State Bank of India Personal Loan
Fullerton India Personal Loan Syndicate Bank Personal Loan
HDFC Bank Personal Loan TATA Capital Personal Loan
Yes Bank Personal Loan UCO Bank Personal Loan


Personal Loan in Major Cities

Personal Loan Ahmedabad Personal Loan Indore
Personal Loan Bangalore Personal Loan Jaipur
Personal Loan Bhubaneswar Personal Loan Kolkata
Personal Loan Chandigarh Personal Loan Lucknow
Personal Loan Chennai Personal Loan Ludhiana
Personal Loan Cochin Personal Loan Mohali
Personal Loan Coimbatore Personal Loan Mumbai
Personal Loan Delhi Personal Loan Nagpur
Personal Loan Faridabad Personal Loan Navi Mumbai
Personal Loan Gurgaon Personal Loan Nellore
Personal Loan Ghaziabad Personal Loan Noida
Personal Loan Hyderabad Personal Loan Panchkula
Personal Loan Surat Personal Loan Patna
Personal Loan Vijayawada Personal Loan Pune
Personal Loan Vizag Personal Loan Rajahmundry